ipagoo offers to its clients a wide range of financial products and services designed for the 21st century, to make their life easier.

ipagoo Accounts


The ipagoo accounts provide similar services to those of current accounts from any other bank in your country plus many services those same banks would be unable to replicate. ipagoo accounts allow you to carry your life without the need of any other bank.

Everybody understand that a current account is part of our financial life. A current account provides a financial presence in the country where the account belongs to.

You may wonder: may I live in the UK with a current account in France? 

The answer is no. You can spend some time in a country with a current account from another country but sooner or later the lack of access to government or local providers will make it very costly or simply impossible. In some cases, a local current account is the only way to pay taxes.

ipagoo understands this. We offer a unique service, after joining as a client once, you will be able to open and operate ipagoo accounts in multiple countries from a single mobile app.

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With ipagoo, you can hold accounts in various currencies (GBP, EUR and USD) and very soon you will also be able to perform transfers in many other currencies at a very competitive rate. ipagoo was designed so that currency exchange will become an issue of the past.

Not only do we make it extremely easy to use but between ipagoo accounts, currency exchange is performed in real-time. So your new currency will be immediately available for the destination account. No more delays or next-day currency availability.

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No account would be complete without a card to allow you to spend money whenever you need to. An ipagoo Prepaid Debit Mastercard® is even more versatile, the same card can be linked to any of the accounts you have with ipagoo. You can change the account for the card whenever you want. If you link the card to an account in the UK in GBP it will pay out from that account in GBP and if you decide to switch it to a French account in EUR it will pay out in EUR in an instant. Nothing could be simpler. This feature will save you money in currency exchange and also allows you to live with just one card, regardless of how many accounts you have.

Protection against fraud is also high among the unique characteristics of an ipagoo Prepaid Debit Mastercard®:

  • With ipagoo’s mobile app you can block the card temporarily, completely or for specific types of transactions only.
  • Also, when you buy online or over the phone using your card, ipagoo’s mobile app allows you to authorise (or not) those transactions and to keep track of what merchants have access to your card. The ipagoo Prepaid Debit Mastercard® is a powerful tool against card fraud.

Mastercard is a registered trademark of Mastercard International Incorporated. The Card is issued by ipagoo LLP pursuant to licence by Mastercard International Inc. ipagoo is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900122)

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Wire Transfers

Instructing a wire transfer couldn´t be easier: create a destination beneficiary and then select the account from which you want to transfer money. With each transfer, when multiple transfer options are available, we will show them to you. Transfer options are based on the time taken to deliver the money to the destination and the transfer cost. We give you the choice, so you can always decide which option is better for you. With ipagoo, you can make low-cost payments all over the world. We even offer a small number of wire transfers for free each month.

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Direct Debits

You will soon be able to use ipagoo’s mobile app to manage Direct Debits in both the UK and the SEPA Area. With Direct Debit you can pay utility bills and for many other services.
ipagoo’s Direct Debit has another advantage, we let you manually approve the payment and so remain in control of what happens with your accounts. You can configure payments so that when they arrive they can be shown to you for manual approval or rejection. Now you are in control and can decide who to pay and when.
This feature will be available for ipagoo’s clients by Spring/Summer 2017.

For more details about all the products and features offered by ipagoo, please check also here.

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