ipagoo vs Traditional Bank

Traditional Bankipagoo
Accounts
Account number (IBAN and BIC)checkcheck
Accounts in multiple currenciescheckcheck
Accounts in multiple countriesblockcheck
Payments
Bank transferscheckcheck
Standing orderscheckLate 2017
Direct debitscheckLate 2017
Conditional transfersblockEarly 2018
Conditional standing ordersblockEarly 2018
Instant cross border transfer, own accounts same currencyblockcheck
Instant cross border transfer, own accounts different currencyblockcheck
Mobile payment authorisationblockcheck
Multi currencycheck

premium accounts only
check
Multi countryblockcheck
Chequescheckblock
Wallets
Multi currency walletsblockEarly 2018
Currency Exchange
Instant among own accountsblockcheck
Transfers in any currencyblockcheck
Cards
Debit cardscheckcheck
Multi currency debit cardsblockcheck
Cash Management
Expense limitscheckAvailable by
the end of 2017
Balance level notificationsblockAvailable by
the end of 2017
Cash poolingblockAvailable by
the end of 2017
Multi User
Addition of users on selected accountscheckAvailable by
the end of 2017
Joint approval on mobile and onlineblockAvailable by
the end of 2017
Approval delegationblockAvailable by
the end of 2017
Access
Branchescheckblock
Onlinecheck

limited functionality
Early 2018
Mobilecheck

rarely (limited functionality)
check
Mobile Payments
Mobile app for transaction managementblockcheck
Mobile app for payments and budget controlcheck

rarely (limited functionality)
check

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